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*Rates shown available O.A.C. as at October 11, 2011. The 1 yr Adjustable rate is Prime - 0.50% = 2.50%, 3 yr Adjustable rate is Prime - 0.40% = 2.60%, and 5 yr Adjustable rate is Prime - 0.40% = 2.60%. All adjustable rates based on the current Prime rate of 3.00%. Rates are calculated semi-annually and not in advance. Terms and conditions apply. BC & ON only. Mortgages processed by Finder Financial Services Ltd. FSCO 10245. Property must be closing within 30 days to be eligible for the Quick Close rate. Certain rates are applicable to purchases only. Available only to members who purchase a home through a Sutton agent registered with the Sutton Member Program (SMP) except for refinance in which case the individual must be referred by a REALTORŪ member of SMP. Applicable mortgages only and subject to Finder Financial Services Ltd. lending criteria for residential properties. Finder Financial Services Ltd. reserves the right to discontinue this offer at any time.