*Rates shown available O.A.C. as at July 29, 2010. The 1 yr Variable/Closed rate is Prime - 0.90% = 1.85%, 3 yr Variable/Closed rate is Prime - 0.79% = 1.96%, and 5 yr Variable/Closed rate is Prime - 0.80% = 1.95%. All variable rates based on the current Prime rate of 2.75%. Rates are calculated semi-annually and not in advance. Terms and conditions apply. BC & ON only. Mortgages processed by Finder Financial Services Ltd. FSCO# 10245. Property must be closing within 30 days to be eligible for the No Frills rate. Certain rates are applicable to purchases only. Available only to members who purchase a home through a Sutton agent registered with the Sutton Member Program (SMP) except for refinance in which case the individual must be referred by a realtor member of SMP. Applicable mortgages only and subject to Finder Financial Services Ltd. lending criteria for residential properties. Finder Financial Services Ltd. reserves the right to discontinue this offer at any time.